Our Services


The Financial Empowerment Centers offer free financial counseling to all Philadelphia residents regardless of education, income, or financial background. Our professional counselors help clients with a variety of different issues including debt management, credit management, and saving. We believe that everyone should have the opportunity to learn about the money issues that affect them. Basic financial education and support can reduce confusion and stress surrounding money management, so we’re happy to schedule a free session with anyone who needs it.

Improve Your Credit

Your credit can have a big impact on your life; it’s important that you understand how to read your credit report and how to manage your credit score. At the Financial Empowerment Centers, we will help you:

  • Pull your credit report and reviewing with you.
  • Develop a payment plan to pay off any debts.
  • Call your creditors to negotiate rates and fees.
  • Identify and solve identity theft and fraud problems.

12Reduce Your Debt

Having debt can affect your credit score and limit the amount of money you’re able to save. Reducing debt is a big step in gaining control of your finances. At the Financial Empowerment Centers, we will help you:

  • Connect with new sources of income that can help you to make ends meet.
  • Create a plan to pay down your debt.
  • Pay back student loans.
  • Contact and report debtors who are harassing you.

Save Your Money

Saving money makes it a lot easier to plan for your future. It’s important to have access to the money that you need, when you need it. At the Financial Empowerment Centers, we will help you:

  • Figure out how much you need for an emergency savings fund.
  • Create a savings plan that will help you to reach your goals.
  • Find you a safe and affordable savings account.
  • Work out a financially stable retirement plan.

Protect Your Money

You’ve worked too hard for your money to have it disappear. We want to make sure that you can identify and avoid scams and solve problems related to identity theft. At the Financial Empowerment Centers, we will help you:

  • Identify and solve identity theft and fraud problems.
  • Avoid consumer scams.
  • Gain independence from payday lenders and check cashers.